From the insideABODE archive: Lender Gio Cervantes on the first step toward buying a home (recorded November 2025).
What really keeps people from talking to a lender? Fear of hearing no. Gio explains why a no with a reason is actually a plan (fix the credit, work on debt-to-income, come back in three or six months), why it's better to know your baseline than to guess, and why the credit moves you think will help sometimes don't. His advice: talk to a lender at least a year before you want to buy. He also shares how he built his own credit from scratch.
📲 FOLLOW & CONNECT:
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🎙️ Listen to the insideABODE Podcast on all podcast streaming platforms
In this episode of insideABODE, host Dave Jones revisits a conversation from the archive. 🔁 A Throwback Thursday re-release. Originally recorded fall...
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The InsideABODE podcast comes to you LIVE from the lobby of the Inman Connect conference, held in the Summer in Las Vegas...
The InsideABODE podcast comes to you LIVE from the lobby of the Inman Connect conference, held in the Summer in Las Vegas...
The InsideABODE podcast comes to you LIVE from the lobby of the Inman Connect conference, held in the Summer in Las Vegas...
Abode OG Stephanie Spiro shares one of the secrets to her success in her beautiful listings... her friend and owner of Anatomy...
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In this episode, Jenny Wetzel talks about her process in hiring a buyers agent who assists her with her business. Jenny reflects...
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Are we in the middle of a market correction? Will prices even out, or even go down? In this candid conversation, Ryan...
On the week of the 2016 election, Genuine Hustle took form and Nate Bowling's culminating speech on race, class, education and real...
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In this episode, we listen in to Windermere's Chief Economist, Matthew Gardner and his thoughts on the current market. Gardner takes a...
In this episode, we listen in to Windermere's Chief Economist, Matthew Gardner and his thoughts on the current market. Gardner takes a...
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In this episode, Jordan Cain joins to spread his good news! He also provides us insight on how representing himself in the...
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Have a few minutes? In this episode Dave gives a market update using some data from the Northwest MLS. Give it a...
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If you're having trouble in this market getting under contract, or maybe your price point is below the median and you're looking...
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In this episode Abode broker Jana Ross joins us to talk seller review dates. If you are a seller, should you set...
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Do you want to buy a home, but confused where to start in this housing market? We got you covered! In this...
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In this episode Career Specialist and Tacoma Woman of Color Collective Founder, Krista Perez joins us to talk about her role with...
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Are you looking to prep your home to put on the market this Spring? Or at any time? Take a listen to...
Are you looking to prep your home to put on the market this Spring? Or at any time? Take a listen to...
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This podcast is the third of a series of Black History Month Reflections with local black and brown professionals in and around...
This podcast is the second of a series of Black History Month Reflections with local black and brown professionals in and around...
This podcast is the first of a series of Black History Month Reflections with local black and brown professionals in and around...
The City of Tacoma attempted to get ahead of the housing shortage in 2018 when it relaxed the Accessible Dwelling Unit (ADU)...
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As we wind down one of the most fascinating years in history, reflecting as we end the 2020 chapter is layered and...
As we wind down one of the most fascinating years in history, reflecting as we end the 2020 chapter is layered and...
In this episode Shelley Heck joins AbodeLIVE! to talk about buying situations that helped her win clients homes in a highly competitive...
In this episode Shelley Heck joins AbodeLIVE! to talk about buying situations that helped her win clients homes in a highly competitive...
This week Greg Fischer of West + Main Homes (Denver, Colorado) joins us to breakdown what CoStar's recent acquisition of Homesnap could...
Dave sits down with local Native leaders Alicia Mathurin (The Community Market) and Pernelle Turnipseed (Two Bears Trading Post) to learn more...
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Abode broker Jenny Wetzel joins host Dave Jones to talk about how Pierce County home buyers are actually SAVING money when purchasing...
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In this special edition of AbodeLive!, Dave chats with Greg Fischer, CTO of West + Main Homes. West + Main Homes is...
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This episode of the podcast is taken from an AbodeLIVE! session on Instagram. Abode broker Nick Casanova joins to talk about the...
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In this episode, we listen in on our AbodeLIVE! session on Instagram with Abode agent Derrik Shockman. Derrik talks about how he...
Abode real estate agent Cristina Ross and husband Jonathan Ross (Development Director, L'Arche) talk in detail about how they met, and how...
Many buyers and particularly sellers have been asking questions about selling during an election year, COVID pandemic, and a Civil Rights movement. ...
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This is a special episode where Dave gets to sit down with a childhood friend, Nigel Chiddick, as they talk about immigration...
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Are you a buyer that is planning on entering the housing market, or have been in the housing market, but haven't found...
In this episode, Realtor LaTosha Thomas co-hosts a live buyer’s forum with lender Marlyn Martinez, of American Pacific Mortgage. They also invite...
*This podcast was recorded prior to the OSPI announcement on what schools look like going into the 2020-21 school year* Now that...
CREDIT, CREDIT, CREDIT!!! Have you ever wondered what effect credit has on your ability to purchase a house? Allison O'Hagan hosts as...
As the owners of Windermere Abode, our focus has always been to create a safe space for difficult conversations and different perspectives...
Planning on relocating to Tacoma? Abode broker Cristina Ross shares her experience moving from Georgia to Tacoma. "How do I move?" "What...
Levon Williams is from Crown Heights, Brooklyn. He is a first generation college graduate, and first generation home owner. He recently bought...
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Ryan and Jessica Knicely sit down with Dave to talk about their role in the Tacoma Rescue Mission, how they keep in...
Abode broker Derrik Shockman explains why he began his 10k Step Challenge on Instagram recently, and how it has improved both his...
Abode broker Derrik Shockman explains why he began his 10k Step Challenge on Instagram recently, and how it has improved both his...
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Kevin Williams has lived in Tacoma 20 years and in that time has worked in the Juvenile Justice system... in this episode...
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Justina Johnson has served Tacoma Schools for 22 years in various capacities. We're honored to have a person with her level of...
Interdisciplinary artist Barry Johnson is a man of many talents. We were fortunate enough to have him kick off our Black History...
In real estate, it can be easy to isolate yourself and think everyone is in competition with each other. What happens when...
This is a quick overview segment named 'How's the Market?' where we provide a monthly update on numbers and trends we have...
Working together with your spouse provides a set of challenges and Are you thinking about working with your significant other or currently...
In this episode we learn about one part of an 'adulting' series broker Stephanie Spiro hosts at the Windermere Abode office. The...
Who exactly is Jordan Cain? Anne Jones takes over as host on this podcast, as she interviews Abode broker Jordan Cain, who...
Heidi Hurst and Tim McKeown of the Heidi Hurst Team sit down with Dave to talk about building a community and how...
As we enter 2020, there are a lot of factors that could impact the market, thus impact mortgages rates, housing equity, and...
Welcome to the 2nd season of the insideABODE podcast! We have a ton of great content coming your way this year. Ready...
Happy New Year! We're back from our end of year break to bring you more insideABODE podcasts... thank you for tuning in...
Shelley Heck keeps up with the Joneses, Anne and Dave, in this episode to ask them questions regarding leadership... the conversation ends...
Janet Phan is not one to sit still... upon entering the world of STEM, she quickly realized she was one of very...
How can you become involved with your community without a ton of awkward exchanges? Melo Hogan has the secret, as she give...
Are you looking to start a small business? Nick Casanova joins us again for a vulnerable, candid conversation on small business ownership...
Are you considering moving from Seattle to Tacoma? Why or why not? Nick Casanova lends us his perspective on moving from Seattle...
Kelee Kjack joined Windermere Abode after her time as a showing agent for Redfin. Given the difference between the two business models...
Have you ever thought about living in Kitsap County? Take a listen to Ian Broadie explain why he feels Kitsap County can...
Pierce County may not be known to outsiders for it's luxury market, but a luxury market does exist! Premier Director Sloan Hunter...
Are you still unfamiliar with what is included in closing costs? We sit down with Abode broker Jordan Cain to talk about...
Listen to the story of the Henley family, who lost their daughter/sister Rachel Lynn to synovial sarcoma; a malignant tumor that began...
What happens when you want the same house as say... 5 other people and you all submit an offer? Ryan Knicely walks...
What would you tell a college graduate fresh out of college and entering real estate? Reid Grimm has answers... because he's living...
Effective October 1st, the Northwest Multiple Listing Service made some rule changes regarding the selling office commission (SOC). The first rule allows...
Tacoma native Katie Hunter is a graduate of the University of Washington, but spent time at Jackson, an HBCU (Historically Black Colleges...
Quincy Henry in his past career/life was widely known as 'QDot,' an grammy nominated artist and youngest of five siblings. Listen to...
So you have found the house you love, submitted an offer, had your offer accepted, and now you're under contract. Congratulations! Now...
Want a breakdown of the market as a whole? Dave sits down with George Lane, from the Guild Mortgage Duskin and Lane...
Abode broker Michael Duggan talks about his past and how he went through life as an introvert happening to land in extroverted...
Are you getting ready to either buy or sell a property, but trying to decide whether you're using an agent or not...
Jessica Knicely is due in early September, and we're lucky to share her experience! If you are in your first trimester, second...
Are you looking at potentially dabbling in the AirBnB space? Or are you just interested in how AirBnB works? Abode broker and...
Tacoma native Katie Hunter discusses her recovery from a near-fatal car accident to now owning her own hair dressing business. Katie also...
Congratulations! Your offer has been accepted and now you need to turn in the earnest money you and the seller agreed upon...
Dave Jones sits down with Abode broker Prince Alexander to talk about his experience entering into the field of real estate as...
In this episode, Dave sits down with Lily Bhatia, Marketing Representative for Moreland Insurance. Lily breaks down what insurance is, and also...
2019 Tacoma PRIDE month runs July 9th through the 20th with many events taking place in downtown Tacoma... to celebrate this year...
If you're one of many homeowners looking to sell your home in the 2nd half of the year, this is sit down...
In this episode of insideAbode, Dave sits down with Pearl Nelson. Pearl shares his history before real estate, in the Seattle coffee...
Are you hunting for a new construction home? Abode broker Prince Alexander could save you some time in the next 15 minutes...
Looking to be entertained? This episode features special guests Team Diva, a top producing real estate team in Seattle, breaking down what...
Is Tacoma really unaffordable? Recently, Redfin published an article citing Tacoma as the 'Nations Hottest Market' this Spring based on median days...
Are you looking to buy a home soon? Will this be the first time you will purchase a home? On this...
In this episode, Ian Broadie explains his mindset around 'living for free,' or 'House Hacking.' The most important question however is, is...
In this episode, listen in as Dave caught up with music producer/song writer Phinisey at the Alma Mater recording studio. Phinisey talks...
On this episode, we cover it all with Melo Hogan! From her transition to the United States from the Philippines, her love...
In this episode, Abode broker Reid Grimm sits down with Dave to break down some interesting stats regarding Millennials and home buying...
What would you do if you had an adult sibling you did not even know existed? Abode broker Shelley Heck tells the...
What would you do if you had an adult sibling you did not even know existed? Abode broker Shelley Heck tells the...
Do you have challenges getting motivated to workout? Join the club... In this episode Dave Jones sits down with Abode broker Derrik...
What is a VA Loan? How does it work? Ryan Knicely sits down with Dave Jones on this episode to break down...
Thinking about jumping into real estate? Jumping head first into real estate can be daunting and scary... listen to broker Michael Duggan...
Derrik Shockman joins insideABODE to talk about building your brand in the real estate space utilizing video, along with his favorite social...
Ryan Knicely sits down with Dave to talk about where he's from (Virginia), and briefly unpack his thoughts on race after reading...
Tina McLeod explains what Fair Housing Laws mean to her and shares about her experience as an investigator for two different government...
In this episode we sit down with Windermere Seattle-Mt Baker broker, Nancy Chapin, to talk about how she has utilized video to...
Stephanie Spiro talks about juggling family life and realtor life while raising four children. ...
Should you stage your home when selling it? Stephanie Spiro opens up about staging, and her philosophy when explaining the importance to...
Dual Agency can be tricky... Sloan Hunter explains dual agency and how it can impact a transaction....
Shelley Heck explains her process for a CMA and shares a story about a super agent she had a cross sale with...
Should you spring for earthquake insurance? Ian Broadie shares insight on the matter....
